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the numbers behind the big day7 free calculators · no login · built for Indian weddings

Wedding Savings Calculator

A wedding that costs ₹70 lakh today will cost about ₹93.7 lakh in five years at 6% wedding inflation. To fund it you would need a monthly SIP of about ₹1.15 lakh at a 12% return, or ₹53 lakh invested today. Enter your cost, ages and expected return to see your plan.

I want to calculate –
₹
What the wedding would cost at today's prices.
yrs
The age at which you start saving.
yrs
Must be more than your current age.
Wedding inflation rate
6% Fixed
Fixed planning assumption: wedding costs rise about 6% a year.
%
Assumed annual return on your savings (not guaranteed).
Your savings plan is waiting Adjust your details and press Calculate my savings plan to see how much to set aside.
Press Calculate my savings plan to see your year-by-year savings journey and summary.

What affects your wedding savings?

Years to save

The biggest lever. Each extra year lets compounding do more of the work and cuts the monthly SIP sharply.

Wedding cost today

Your starting estimate. Use the budget calculator first if you are not sure what the wedding will cost.

Wedding inflation

Costs are grown at a fixed 6% a year, so a wedding five years away costs about a third more.

Investment return

A higher assumed return lowers the SIP, but returns are never guaranteed. Test a cautious rate too.

Methodology

How this is calculated

The savings calculator grows today's wedding cost at a fixed 6% a year to the year of the wedding, then works out the monthly SIP or one-time lumpsum that would reach that amount at the return you expect. It is a planning tool for parents and couples, not investment advice.

Years to save = expected age at marriage − current age.

Future wedding cost = today's cost × (1 + 6%) ^ years.

Monthly SIP = future cost × i ÷ ((1 + i) ^ months − 1), where i is the annual return ÷ 12 and contributions are made at the end of each month.

Lumpsum today = future cost ÷ (1 + annual return) ^ years. At a 0% return, the SIP is simply the future cost divided by the number of months.

  • Results update when you press "Calculate my savings plan".
  • Taxes, fund expenses and exit loads are not included.
WT By WeddingStreet Team· Last reviewed · Assumption set v1.0

Planning estimate, not a quotation. How we estimate →

Questions

Frequently asked

It depends on the cost, the years left and your expected return. For a ₹70 lakh wedding five years away, you would need about ₹1.15 lakh a month at a 12% annual return. Starting ten years early brings it down to about ₹54,500 a month.

Wedding costs such as venues, food, gold and décor have historically risen faster than headline inflation in many years. We use a fixed 6% planning rate so every plan is comparable; your actual costs may rise faster or slower.

A SIP is a fixed amount invested every month. A lumpsum is a single amount invested today. The calculator shows both so you can choose, or combine an amount you already have with a smaller monthly SIP.

Use a return that matches where you will invest. Fixed deposits and debt funds usually earn less than equity funds, and equity returns are not guaranteed. If you are unsure, try a few values to see how sensitive the plan is.

No. The calculator is for general planning and education. Returns are not guaranteed and taxes and fees are not included. Speak to a SEBI-registered investment adviser for a personal plan.

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